The University of Texas System International General Liability insurance provides coverage for a UT student when an accidental (not expected or intended) negligent act resulting in bodily injury or property damage to a third party is committed.  Coverage will not result in financial compensation to the UT student, rather if warranted, to the third party.  Coverage benefits to the UT student will manifest in the form of defense assistance as warranted under the General Liability Insurance policy.

NOTICE: In general, University of Texas at Tyler students may not travel to locations listed on the U.S. Department of State Bureau of Consular Affairs Alerts and Warnings for academic activities associated with the UT Tyler.
However, the UT Tyler International Oversight Committee (IOC) may recommend exceptions to the general rule on a case-by-case basis. The IOC strongly recommends that no travel arrangements be made until the trip has received final written approval for travel to the designated restricted country and/or region.
For approved trips, the IOC recommends the purchase of trip cancellation insurance in the event that conditions change in the country and/or region that result in withdrawal from the trip. For faculty-led travel study trips, consult with your professor and the Office of International Programs.

Possible Academic and Financial Loss
The approval to travel to a location listed on the U.S. Department of State Bureau of Consular Affairs Alerts and Warnings does not alter the University's position that study and travel in a country or region may be dangerous. Rather, approval indicates that the University recognizes that a particular student understands and appreciates the risks involved in participation, is willing to assume individual responsibility for those risks, and for academic reasons, the student has decided to participate in spite of such risks.
Furthermore, any student participating in a program which includes travel to a restricted destination shall bear solely and entirely any financial loss or loss of academic credit that may result in the event that the situation in-country deteriorates and either UT Tyler or the U.S. State Department's evaluation of the situation in-country changes and either UT Tyler or the U.S. State Department requires that all Americans leave immediately.
Likewise, should a student choose to leave the program or destination for any reason prior to the completion of his or her studies, the student shall bear solely and entirely any financial loss or loss of academic credit that may result.