Office of International Programs
Financial Requirements and Health Insurance Information
Funding/Financial Support Requirements
The initial request by the hiring department can be for up to a maximum of five years. Verification of funding/financial support is required. Funding may be from the University, the Exchange Visitor's government, personal funds or a combination of these sources.
The funding/financial support requirements for visiting scholars are:
- $1,500/month (J-1)
- $450/month (J-2 spouse)
- $250/month (per J-2 child)
Medical Insurance Requirements
U.S. Department of State regulations require all J-1 Exchange Visitors to have medical insurance for themselves and any accompanying J-2 family members for the duration of their program.
Willful violation of the insurance requirement is a violation of J-1 status and can result in the termination of your J-1 program by ISSFS, in accordance with immigration regulations.
Your insurance must meet the following requirements:
- Major Medical Coverage: $50,000 per accident/illness
- Deductible cannot exceed: $500
- Medical Evacuation: $10,000
- Repatriation of Remains: $ 7,500
Fulfilling this requirement is essential, not only because of the U.S. Department of State regulations, but because medical treatment in the United States is very expensive without proper insurance coverage.
It is the J-1 visa holder's responsibility to notify ISSFS of dependents who are currently in the United States or who arrive subsequently and present evidence of appropriate insurance coverage for them.
You are required to purchase an insurance policy for the entire duration of your program (as indicated on your DS-2019) if your program's duration is less than one year. If your program will continue for more than one year, you may purchase insurance for first year only and renew your policy in yearly increments. It is your responsibility to provide proof of continuous insurance coverage to ISSFS.
Foreign Medical Insurance Policies
J-1/J-2 Exchange Visitors who will be covered within the United States under a foreign insurance policy must submit a copy of the insurance policy to ISSFS. If applicable, the policy documentation should have an English translation, indicating amounts of coverage and the dates of coverage. Individuals carrying policies that do not meet the minimum levels of coverage outlined in this guide will be required to purchase insurance that meets the U.S. Department of State requirements, which must include medical evacuation and repatriation coverage.
Pregnancy and Insurance Coverage
Most U.S. medical insurance plans will not cover a pre-existing pregnancy. If you or your spouse is currently pregnant, you must purchase a medical insurance policy in your home country that will cover the pregnancy and birth while you are in the United States.